It hasn't affected me much at the moment.
My DH is a cop, and I work from home. He always has work. LOL. I also just took back on my figure skating job, so that will be additional income we were not ancipating this winter.
I have though cut back for other reasons. Last summer/fall, I bought SO much stuff, just because it looked cute, I saw layouts with the items and thought they were great. This was also before I sort of found my own style. Now I know what I can and can't work with, and I have been limiting my purchases to those types of things. I also have cut back on the impulse shopping, because, well, there's just no need to have everything I see.
I do still shop, I try to shop on new release days, and also check out dollar days. And yes, occasionally I do buy at full price if I just love it, and need it right now for what I'm working on.