Santa Barbara

Credits:
July Bingo #8: Water Background
[url=https://www.sweetshoppedesigns.com/sweetshoppe/product.php?productid=37217&cat=923&page=2] Salt Water: Bundle by Kristin Cronin-Barrow [/url]
Template scallop and flags borrowed from Cindy Schneider's template. I can't make my own!!