For the Nov. '10 portfolio, I lifted one of my faves, this one from Cindy Schneider:
https://www.sweetshoppecommunity.com/gallery/showphoto.php?photo=139667&cat=fav
Template: Cindy's Template Set 57
Already Autumn from Heather Roselli
Thankful Hearts Meet Again from Jady Day Studios
brown bead alpha: Meg Mullens' Autumn Mosaic
Bad Sewing Machine XII from Traci Reed
How Cute Am I? font from Darcy